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About Underwriter's Resource, LLC

Business Insurance & Risk Management Advice for Insurance Professionals, Attorneys, and Business Owners

As a commercial lines underwriter, Richard observed numerous inefficiencies withing the business insurance industries.  In 2013, he and his wife Sharon started Underwriter’s Resource, LLC with a goal being the premier source for independent and unbiased knowledge and expertise on business insurance.  Today, much of the business insurance market is characterized with a cookie cutter approach.  The result is less than optimal risk management programs for many businesses.


​Underwriter’s Resource is the place for underwriters, insurance agents, business owners and attorneys to go for technical expertise on business insurance.

Richard Faber, Co-Founder

Richard Faber is a consummate professional whose vast knowledge and profound abilities show themselves clearly in all of his business ventures. An accomplished insurance expert, Richard possesses a wide array of skills and a distinctive combination of experience, ranging from entry-level underwriting to marketing, consulting, and managing a staggering array of special risks and underwriting plans. This impressive background and extensive experience

work together to make Richard a premiere authority in his field.


Richard began his long and rewarding career more than four decades ago, starting at the bottom as an entry-level casualty underwriter for USF&G in 1980. Throughout the years that followed, he has held various positions within the insurance and risk retention sector, gaining invaluable experience and skill sets that only served to hone his natural abilities in regards to decision-making, analysis, and quantitative reasoning. After his start in 1980, his hard work and

talent paid off and by 2000 Richard was serving as Assistant Vice President of Underwriting for American Specialty Insurance Services. In this role, he utilized his knowledge to bring profitability back to the company’s worker’s compensation program in only 18 months, as well as mentoring and training junior underwriters. Richard continued to advance his career in various roles including Zone Underwriting Manager for Mitsui Sumitomo Ins. and as a Senior Account Executive for IFG/Burlington Insurance Company.


His other accomplishments include achieving the lowest loss ratio in Specialty General Liability

Unit for 2015 & 2016 in his role at IFG/Burlington Ins. Co., serving as guest speaker at All Risks University training classes, and working closely with risk managers of major organizations, including but not limited to: fourteen Major League baseball teams, multiple NFL teams, well-known amusement parks, major automobile manufacturers, and the product

managers of popular food brands. He has also served as an expert witness in court, specializing in various underwriters’ issues.


His passion for consultancy began early in his professional journey, evidenced by his extensive

experience with mentoring and training junior underwriters, teaching Continued Education

classes, and his position as an Underwriting Consultant for Liberty Mutual Ins. Co. This affinity

culminated in 2018, when Richard decided to follow the dream he had long considered and

established his own company, Underwriter’s Resource, LLC. In doing so, he hoped to utilize his expertise, wisdom, and talents to help imbue underwriters with excellence and pride in their performance and career.

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Sharon Faber, Co Founder

Started her insurance background over 30 years ago in policy/endorsement issuance. Shortly thereafter, went to the agency side of the industry as a CSR for a midsize agency.  Manual documentation and customer service were always the key factors in this position. It became very evident, the effect of inconsistent and incomplete information between different parties handling clients. Several years later she accepted a position at a startup agency.


The position was as an agent and administrative. Here one of her responsibilities was automating the company. As technology developed, it was incorporated into the agency’s operations.

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