There are 2 theoretical questions which have yet to be solve. The first is how man angels can fit on the head of a pin? The other...

As a general liability underwriter, one of the most common coverage extensions requests I received was to add “stop-gap” coverage to the...

I recently presented a webinar on the topic of Evaluating for Risk Quality. Part of my presentation discussed the impact of relative risk...

In the last decade (or perhaps longer), it has become more of a standard practice for insurance agents to request to write Business...

Coinsurance is not a penalty. Coinsurance provisions are mechanisms to make commercial property insurance more affordable. What?...

1. What Needs to Be Insured? We are taught early on in our careers we should insure everything that is insurable. People are bombarded in...

During my underwriting career with multiple insurance companies, I’ve charged minimum premiums countless times. To me it was common place...