Business Insurance | Underwriter's Resource

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A Few Thoughts on Stop Gap

As a general liability underwriter, one of the most common coverage extensions requests I received was to add “stop-gap” coverage to the...

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Sale on Business Insurance in Aisle 3!

I recently presented a webinar on the topic of Evaluating for Risk Quality. Part of my presentation discussed the impact of relative risk...

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What to Know About Actual Loss Sustained BI

In the last decade (or perhaps longer), it has become more of a standard practice for insurance agents to request to write Business...

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The Truth About Coinsurance

Coinsurance is not a penalty. Coinsurance provisions are mechanisms to make commercial property insurance more affordable. What?...

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3 Things About Designing Business Insurance Programs

1. What Needs to Be Insured? We are taught early on in our careers we should insure everything that is insurable. People are bombarded in...

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Minimum premiums - What are they and what are they for?

During my underwriting career with multiple insurance companies, I’ve charged minimum premiums countless times. To me it was common place...